Frequently Asked Questions

An independent insurance agency, like Advantage Insurance, represents multiple insurance carriers, allowing us to shop for the best coverage and pricing. A captive agency only represents one insurance company, limiting your options. Independent agencies offer more flexibility and customized solutions to fit your needs.

Independent agents offer unbiased advice because they aren’t tied to one insurance company. We compare multiple policies, ensuring you get the best coverage at competitive rates. Our priority is finding the right solution for you, not selling a one-size-fits-all policy.

We provide customized business insurance solutions, including general liability, workers' compensation, cyber insurance, and commercial auto coverage. Our expertise in local business needs allows us to recommend policies that protect against specific risks in Northern Colorado.

We offer a full range of personal insurance policies, including auto, home, renters, life, condo, boat, motorcycle, and RV insurance. Our team works closely with you to ensure you have comprehensive protection for what matters most.

Yes! Bundling home and auto insurance can lead to significant savings while simplifying policy management. We work with multiple carriers to find the best bundle discounts that align with your coverage needs.

We act as your advocate throughout the claims process. If you experience a loss, our team helps you file the claim, communicate with the insurer, and ensure a smooth resolution. You won’t have to navigate the process alone.

Yes! Whether you’re a high-risk driver or operate a high-liability business, we have access to specialty insurance markets that offer coverage where standard insurers may decline. We help you find policies that meet state requirements and keep you protected.

We recommend reviewing your policies annually or whenever you experience major life changes such as buying a home, getting married, starting a business, or expanding your operations. Regular reviews ensure your coverage stays up to date.

As an independent agency, we compare policies from multiple top-rated insurance companies to find coverage that fits your budget and needs. Our relationships with these carriers allow us to provide competitive pricing and comprehensive options.

Getting a quote is easy! You can call, email, or visit our website to start the process. Our team will assess your needs, compare rates from multiple carriers, and provide a customized insurance quote that fits your situation.