Winter Prep Tips for Cozy and Safe Homes

As winter approaches, the chill in the air is a gentle reminder to prepare our homes for the colder months. Taking a few proactive steps now can save you from stress and costly insurance claims later.

Update Smart Thermostat Settings

Modern smart thermostats can adjust automatically to reduce energy waste. Set yours between 68°F and 70°F when you're home to maintain comfort and efficiency.

Clear and Check Solar Panels

Ensure your solar panels are in winter mode and keep them free of snow after storms. This helps maintain their efficiency even in the coldest days.

Boost Indoor Air Quality

Consider using HEPA filters for better indoor air quality. A MERV 13+ filter in your HVAC system or a portable unit can help manage dust, allergens, and viruses.

Document Your Home Digitally

Create a video walkthrough of your home with your smartphone to catalog your valuables. This can streamline insurance claims, if needed.

Seal Gaps Around Windows and Doors

Prevent heat from escaping by sealing any gaps around windows and doors. This is an easy way to reduce energy bills and keep your home warm.

Insulate Exposed Pipes

Protect exposed pipes from freezing and bursting, especially those in basements or along exterior walls.

Clean Out Gutters

Prevent ice dams and water backup by clearing out leaves and debris from your gutters before the snow starts to fall.

Schedule a Heating System Checkup

A regular inspection of your heating system can help avoid unexpected breakdowns during the cold months.

Implementing even a few of these tips can make a significant difference in keeping your home safe and cozy this winter. It's never too late to get started, so why not review your home insurance policy with us? If you're unsure what's covered during winter weather events, we're here to help.